Downloadable content
Templates, trackers, cheat sheets and guides that save you time. Grab what you need, make a copy, and make it yours.
Free for everyone
No account, no sign-up. Our example workbook, so you can see what a good TIE spreadsheet looks like before you join.
Statement of Assets and Liabilities
Our example workbook: what you own minus what you owe, your personal balance sheet in one place. Free for everyone, no account needed.
Download the exampleFree for Trainees
Create a free Trainee account and these are yours. No catch, just good habits.
Getting Started Guide: Free Edition
How to invest, explained for normal people: why bother, getting your house in order first, and how compounding does the heavy lifting. 20 pages.
Join free to downloadFancy Finance Jargon Cheat Sheet
Finance and investing words translated into normal-people language. Keep it open while you watch the videos.
Join free to downloadSimple Monthly Budget
See where your money goes each month, without needing a degree in spreadsheets.
Join free to downloadFor Members
A peek at what is waiting on the other side of the velvet rope.
One Membership, R450 a year: all 15 Member downloads, every Member tool (including the bill splitter that scans your slip), TIE Tools on your phone, and everything new we add.
Upgrade to MemberInvesting for Normal People: Getting Started Guide (Member Edition)
All 14 steps, from “what is a share?” to buying your first ETF, plus the final knowledge test, the big glossary, worksheets and every answer. Start here.
Personal finance and investing
Advanced Budget
The full-power budget: your plan, your bank statement, a debt destroyer, savings goals and the annual costs that always sneak up on you.
Share Tracker
Keep tabs on the shares you own, what you paid and how they are doing.
TFSA Tracker
Track every rand in your tax-free savings account across platforms, so you never go over your yearly or lifetime limit.
Retirement Fund Tracker
Follow your pension, provident and retirement annuity funds year by year, compare them and see how they are really performing.
Calculators: home, car and retirement
Home Loan Calculator
Bond repayments, transfer and bond costs, and a full repayment schedule. Compare two loans side by side.
Property Affordability Calculator
Start with your income and see what you can afford to buy, plus the cash you need on day one.
Car Finance Calculator
Monthly instalment, balloon payment and the true total cost of the car, with a full schedule and a side-by-side compare.
Retirement Projection Calculator
How much you will need, what you are on track for and what to save each month, in today’s rands and with the SARS rules built in.
Work smarter: skills and tools
Excel Shortcuts
The keyboard shortcuts and tricks that make you fast in Excel. Print it and stick it next to your screen.
AI for Normal People
How to use AI properly: get genuinely useful answers, step by step, without the hype.
Business and company admin
Business Terms Explained
Business terms and ideas in plain English, minus the boardroom waffle.
Share Register
For company owners: record who owns which shares, properly.
Beneficial Interest Register
Track who ultimately owns and controls your company.
Share Certificate Template
Issue share certificates without starting from a blank page.
Before you download
These resources are a starting point to help you learn and get organised, not financial, tax or legal advice. We do our best to keep them accurate, but we can’t accept responsibility for errors in the templates, formulas or content, so please check the numbers before relying on them. See the disclaimer in the footer and our Terms of Use.